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Klarna's Pay in 3 is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. T&Cs apply.

WHAT IS PAY IN 3 WITH KLARNA?


 

Want to try before you buy? We hear you. Lace up even sooner and just pay at a later date. Refunds not accepted on items clearly worn.

Pay in 3 gives you more ways to pay. Either pay in 3 instalments or pay the whole balance off beforehand. No fees, no interest.

Please spend responsibility. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time. Your credit score will be affected if you don’t pay Klarna for your order.

HOW DO I USE IT?

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Choose something you want from drmartens.com. Add it to your basket and go to checkout.
Choose something you want from drmartens.com. Add it to your basket and go to checkout.
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At checkout, give your full name and accurate address details. Make sure to ship to your registered billing address to ensure Klarna approval.
At checkout, give your full name and accurate address details. Make sure to ship to your registered billing address to ensure Klarna approval.
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Select Pay in 3 with Klarna as your payment method - no need to create a Klarna account.
Select Pay in 3 with Klarna as your payment method - no need to create a Klarna account.
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Place your order and you're done. Once your item is dispatched you can either pay in 3 instalments or pay beforehand. Up to you. Returns must be made within 30 days of purchase.
Place your order and you're done. Once your item is dispatched you can either pay in 3 instalments or pay beforehand. Up to you. Returns must be made within 30 days of purchase.
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FAQs

Who is Klarna?

Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment.

Klarna is the provider of Smoooth payments to more than 70,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.

How does Pay in 3 work?

If your order is eligible for ‘Pay in 3 instalments’, you can select the option in the checkout and enter your debit or credit card information. When you attempt to place an order using our Pay in 3 payment method an authorisation hold is placed on the card you have connected in the Klarna App, to reserve the funds for the first instalment. As soon as your order is dispatched, you will receive an email from Klarna outlining your payment schedule and the first payment will be taken from the reserved amount on your credit/debit card.


These payments will be automatically withdrawn from the debit/credit card you have on file with us every 30 days until the full order amount has been paid. You’ll also have the option to pay off a single instalment or even the entire balance earlier if preferred at www.klarna.com/ or via the Klarna app.

Am I eligible for Pay in 3?

To use Pay in 3 you must be at least 18. Whilst this option is widely promoted, Pay in 3 is subject to your financial circumstances. When choosing Pay in 3, our assessment will not affect your credit rating.

How can I increase my chances of being accepted for Pay in 3?

Klarna is unique and offers Pay in 3 based on a number of factors such as the order value, previous order history and item availability.

 

If you are 18 or over, you can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address.

 

All orders are assessed individually. Just because you have had Pay in 3 before does not mean it will be offered for every order and in turn, if it is denied does not mean it will be denied for all future orders.

Why have I not been offered Pay in 3?

Although Pay in 3 is widely promoted it is not always universally available. The Pay in 3 method is automatically generated by algorithms that are dependent upon a number of factors including amount of order, the online store, previous order history and item availability. Alternatively, you are able to complete your order by paying by credit or debit card at the checkout.

What do I need to provide when I make a purchase?

If you want to make a purchase with Klarna you need to provide your name, address and email address. For some orders you may need to provide your mobile number or date of birth, too.

All information will be sent to your email address, including payment reminders and links to your online statements. It's very important, that you give us the correct details, as otherwise you will not receive the payment information.

Will a credit search take place against me?

Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor Dr. Martens run credit searches against you that could impact your credit rating.

What are my payment options with Klarna?

You can pay with debit or credit card immediately in the checkout or take advantage of our Pay in 3 option, which allows you to split purchases into 3 interest-free monthly payments.

 

View our Klarna Terms and Conditions here

Airwair International Limited is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB \(publ\). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days instalments are not regulated by the FCA.